{"id":6311,"date":"2025-06-24T22:36:27","date_gmt":"2025-06-24T22:36:27","guid":{"rendered":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/"},"modified":"2025-06-25T04:16:20","modified_gmt":"2025-06-25T04:16:20","slug":"effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria","status":"publish","type":"post","link":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/","title":{"rendered":"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA"},"content":{"rendered":"<p>This article was originally published as: <strong>EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA<\/strong><\/p>\n<p>Original Article Link: <a href='https:\/\/wissjournals.com.ng\/index.php\/wiss\/article\/view\/292' target='_blank' rel='noopener'>Read Original Article<\/a><\/p>\n<p>Download PDF: <a href='https:\/\/wissjournals.com.ng\/index.php\/wiss\/article\/download\/292\/266' target='_blank' rel='noopener'>Click Here to Download PDF<\/a><\/p>\n<h2>Abstract<\/h2>\n<p>The study is to examine the effect of retirement management strategies on quality of retiree\u2019s life in Nigeria. The specific objectives of the study are to; determine the effect of early retirement plaining on quality of retiree\u2019s life in Benue state in Nigeria and examine the effect of pension optimization on quality of retiree\u2019s life of Benue state in Nigeria. The population of the study comprised of seven thousand7000 pensionaries in Makurdi, Benue State from 2020 to 2023 from civil service. Used a representative sample, a multi-stage random sampling design was used in selecting the required sample for the study. The study&#8217;s findings have shown that early retirement planning and pension optimisation are reliable and significant indicators of quality of retiree\u2019s life in Benue state in Nigeria. The study concludes that retirement management strategies has significant effect on quality of retiree\u2019s life in Benue state in Nigeria. The study recommended among others the government of Benue State to provide comprehensive financial education programs to employees well before retirement age to promote savings and investment habits to aid their early retirement planning. Encourage the use of financial advisors or counsellors to help retirees manage their finances effectively.<\/p>\n<h2>Authors<\/h2>\n<ul>\n<li>AKORGA MAMKPEGA  CLEMENT (JOSEPH SARWUANTARKAA UNIVERSITY MAKURDI)<\/li>\n<li>IKYUMEN PHILIP  ORSAA (JOSEPH SARWUANTARKAA UNIVERSITY MAKURDI)<\/li>\n<\/ul>\n<h2>Keywords<\/h2>\n<p>Retirement Management Strategies, Quality of Retiree\u2019s Life<\/p>\n<h2>References<\/h2>\n<p>References not available for this article.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article was originally published as: EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA Original Article&#8230;<\/p>\n","protected":false},"author":21,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[124],"tags":[3352,3351],"class_list":["post-6311","post","type-post","status-publish","format-standard","hentry","category-articles","tag-quality-of-retirees-life","tag-retirement-management-strategies","wpcat-124-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA - IJSSASS Repository<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA - IJSSASS Repository\" \/>\n<meta property=\"og:description\" content=\"This article was originally published as: EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA Original Article...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\" \/>\n<meta property=\"og:site_name\" content=\"IJSSASS Repository\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ijssass\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-24T22:36:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-25T04:16:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"195\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771\"},\"headline\":\"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA\",\"datePublished\":\"2025-06-24T22:36:27+00:00\",\"dateModified\":\"2025-06-25T04:16:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\"},\"wordCount\":277,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#organization\"},\"keywords\":[\"Quality of Retiree\u2019s Life\",\"Retirement Management Strategies\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\",\"url\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\",\"name\":\"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA - IJSSASS Repository\",\"isPartOf\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#website\"},\"datePublished\":\"2025-06-24T22:36:27+00:00\",\"dateModified\":\"2025-06-25T04:16:20+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ijssass.com\/journal\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ijssass.com\/journal\/#website\",\"url\":\"https:\/\/ijssass.com\/journal\/\",\"name\":\"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES\",\"description\":\"Open Access Library\",\"publisher\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#organization\"},\"alternateName\":\"IJSSASS\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ijssass.com\/journal\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ijssass.com\/journal\/#organization\",\"name\":\"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES\",\"alternateName\":\"IJSSASS\",\"url\":\"https:\/\/ijssass.com\/journal\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png\",\"contentUrl\":\"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png\",\"width\":300,\"height\":195,\"caption\":\"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES\"},\"image\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/ijssass\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/ijssass.com\/journal\"],\"url\":\"https:\/\/ijssass.com\/journal\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA - IJSSASS Repository","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/","og_locale":"en_US","og_type":"article","og_title":"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA - IJSSASS Repository","og_description":"This article was originally published as: EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA Original Article...","og_url":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/","og_site_name":"IJSSASS Repository","article_publisher":"https:\/\/www.facebook.com\/ijssass","article_published_time":"2025-06-24T22:36:27+00:00","article_modified_time":"2025-06-25T04:16:20+00:00","og_image":[{"width":300,"height":195,"url":"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-2.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#article","isPartOf":{"@id":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/"},"author":{"name":"admin","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771"},"headline":"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA","datePublished":"2025-06-24T22:36:27+00:00","dateModified":"2025-06-25T04:16:20+00:00","mainEntityOfPage":{"@id":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/"},"wordCount":277,"commentCount":0,"publisher":{"@id":"https:\/\/ijssass.com\/journal\/#organization"},"keywords":["Quality of Retiree\u2019s Life","Retirement Management Strategies"],"articleSection":["Articles"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/","url":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/","name":"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA - IJSSASS Repository","isPartOf":{"@id":"https:\/\/ijssass.com\/journal\/#website"},"datePublished":"2025-06-24T22:36:27+00:00","dateModified":"2025-06-25T04:16:20+00:00","breadcrumb":{"@id":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ijssass.com\/journal\/effect-of-retirement-management-strategies-on-quality-of-retirees-life-in-nigeria\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ijssass.com\/journal\/"},{"@type":"ListItem","position":2,"name":"EFFECT OF RETIREMENT MANAGEMENT STRATEGIES ON QUALITY OF RETIREE\u2019S LIFE IN NIGERIA"}]},{"@type":"WebSite","@id":"https:\/\/ijssass.com\/journal\/#website","url":"https:\/\/ijssass.com\/journal\/","name":"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES","description":"Open Access Library","publisher":{"@id":"https:\/\/ijssass.com\/journal\/#organization"},"alternateName":"IJSSASS","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ijssass.com\/journal\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ijssass.com\/journal\/#organization","name":"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES","alternateName":"IJSSASS","url":"https:\/\/ijssass.com\/journal\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/","url":"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png","contentUrl":"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png","width":300,"height":195,"caption":"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES"},"image":{"@id":"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ijssass"]},{"@type":"Person","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/ijssass.com\/journal"],"url":"https:\/\/ijssass.com\/journal\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts\/6311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/comments?post=6311"}],"version-history":[{"count":1,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts\/6311\/revisions"}],"predecessor-version":[{"id":6830,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts\/6311\/revisions\/6830"}],"wp:attachment":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/media?parent=6311"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/categories?post=6311"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/tags?post=6311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}