{"id":5164,"date":"2025-06-19T23:34:47","date_gmt":"2025-06-19T23:34:47","guid":{"rendered":"https:\/\/ijssass.com\/journal\/perceptions-regarding-digital-payments-in-online-shopping-amongst-millennials-in-kwazulu-natal-south-africa\/"},"modified":"2025-06-20T03:19:09","modified_gmt":"2025-06-20T03:19:09","slug":"perceptions-regarding-digital-payments-in-online-shopping-amongst-millennials-in-kwazulu-natal-south-africa","status":"publish","type":"post","link":"https:\/\/ijssass.com\/journal\/perceptions-regarding-digital-payments-in-online-shopping-amongst-millennials-in-kwazulu-natal-south-africa\/","title":{"rendered":"Perceptions Regarding Digital Payments in Online Shopping amongst Millennials in KwaZulu-Natal, South Africa"},"content":{"rendered":"<p>This article was originally published as: <strong>Perceptions Regarding Digital Payments in Online Shopping amongst Millennials in KwaZulu-Natal, South Africa<\/strong><\/p>\n<p>Original Article Link: <a href='https:\/\/journals.dut.ac.za\/index.php\/ajims\/article\/view\/1047' target='_blank' rel='noopener'>Read Original Article<\/a><\/p>\n<p>Download PDF: <a href='https:\/\/journals.dut.ac.za\/index.php\/ajims\/article\/view\/1047\/809' target='_blank' rel='noopener'>Click Here to Download PDF<\/a><\/p>\n<h2>Abstract<\/h2>\n<p>Contemporary business continues to leverage the opportunities of internet connectivity for marketing, sales, and visibility. Digital payment plays an imperative role in online shopping transactions. With the evolution of online shopping, there has been a paradigm shift from traditional payment methods to a faster digital payment method. This paper assesses millennials\u2019 perceptions of digital payments for online shopping. A cross-sectional study was undertaken using a quantitative method. Three hundred and ninety-three millennials completed a self-administered questionnaire. Descriptive and inferential statistical methods were utilised to summarise and analyse the results. Respondents used different types of digital payments for online shopping, namely, credit card, debit card, micropayment, digital wallet, PayPal, Bitcoin, and in-app purchase. Some of the challenges pertaining to digital payment methods are security, privacy, and trust issues. There is a dire need to develop various interventions and strategies such as standardisation of the browser and device support to educate consumers, integrate more banks, developsynergy with credit card companies, reduce fees for low-risk transactions,make digital payment easier, andpersonalise the digital payment process and its value chain to make digital payments more secure and safe for effective transaction and online payments.<\/p>\n<h2>Authors<\/h2>\n<ul>\n<li>Themba Zitha (Durban University of Technology, South Africa)<\/li>\n<li>Darry Penceliah (Durban University of Technology, South Africa)<\/li>\n<\/ul>\n<h2>Keywords<\/h2>\n<p>online shopping, digital payment, traditional payment method, millennials<\/p>\n<h2>References<\/h2>\n<p>References not available for this article.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article was originally published as: Perceptions Regarding Digital Payments in Online Shopping amongst Millennials in KwaZulu-Natal, South Africa Original&#8230;<\/p>\n","protected":false},"author":21,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[124],"tags":[2153,1973,1975,1972,1974],"class_list":["post-5164","post","type-post","status-publish","format-standard","hentry","category-articles","tag-ajims","tag-digital-payment","tag-millennials","tag-online-shopping","tag-traditional-payment-method","wpcat-124-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - 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