{"id":5098,"date":"2025-06-19T23:12:24","date_gmt":"2025-06-19T23:12:24","guid":{"rendered":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/"},"modified":"2025-06-20T03:19:11","modified_gmt":"2025-06-20T03:19:11","slug":"learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa","status":"publish","type":"post","link":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/","title":{"rendered":"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa"},"content":{"rendered":"<p>This article was originally published as: <strong>Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa<\/strong><\/p>\n<p>Original Article Link: <a href='https:\/\/journals.dut.ac.za\/index.php\/ajims\/article\/view\/997' target='_blank' rel='noopener'>Read Original Article<\/a><\/p>\n<p>Download PDF: <a href='https:\/\/journals.dut.ac.za\/index.php\/ajims\/article\/view\/997\/853' target='_blank' rel='noopener'>Click Here to Download PDF<\/a><\/p>\n<h2>Abstract<\/h2>\n<p>Western-centric studies on opportunity-based entrepreneurship have dominated the literature on female entrepreneurs. Existing research has also tended to focus on the experiences of women in the formal rather than the informal sector. In this article, we examine female necessity entrepreneurs&#8217; experiences of learning financial and business skills in the informal street trade in South Africa. The theoretical framework for this research, which was located within a critical feminist paradigm and used a feminist phenomenological design, drew on African feminisms, resilience, and informal learning. Phenomenological, in-depth, face-to-face interviews were conducted with a convenience sample of twelve women in the informal street trade in the Durban area of KwaZulu-Natal, to capture the essence of their experiences of running their businesses. The main findings showed that poor black women, especially those trading without permits in the informal street trade, faced multiple challenges, but were able to learn some of the financial and business skills necessary for survival. However, this learning was reactive, problem-centred, observation based, imitative, and partial. These findings emphasised the need for these entrepreneurs to upgrade their financial and business skills in order for their businesses to remain sustainable. The study recommended various targeted policy initiatives to support female necessity entrepreneurs.<\/p>\n<h2>Authors<\/h2>\n<ul>\n<li>Melanie Cloete (University of KwaZulu-Natal, South Africa)<\/li>\n<li>Suriamurthee Maistry (University of KwaZulu-Natal, South Africa)<\/li>\n<li>Shakila Singh (University of KwaZulu-Natal, South Africa)<\/li>\n<\/ul>\n<h2>Keywords<\/h2>\n<p>street trading, financial and business skills, female necessity entrepreneurs<\/p>\n<h2>References<\/h2>\n<p>References not available for this article.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article was originally published as: Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the&#8230;<\/p>\n","protected":false},"author":21,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[124],"tags":[2153,1764,1763,1762],"class_list":["post-5098","post","type-post","status-publish","format-standard","hentry","category-articles","tag-ajims","tag-female-necessity-entrepreneurs","tag-financial-and-business-skills","tag-street-trading","wpcat-124-id"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa - IJSSASS Repository<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa - IJSSASS Repository\" \/>\n<meta property=\"og:description\" content=\"This article was originally published as: Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\" \/>\n<meta property=\"og:site_name\" content=\"IJSSASS Repository\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ijssass\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-19T23:12:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-20T03:19:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"195\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771\"},\"headline\":\"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa\",\"datePublished\":\"2025-06-19T23:12:24+00:00\",\"dateModified\":\"2025-06-20T03:19:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\"},\"wordCount\":299,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#organization\"},\"keywords\":[\"ajims\",\"female necessity entrepreneurs\",\"financial and business skills\",\"street trading\"],\"articleSection\":[\"Articles\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\",\"url\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\",\"name\":\"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa - IJSSASS Repository\",\"isPartOf\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#website\"},\"datePublished\":\"2025-06-19T23:12:24+00:00\",\"dateModified\":\"2025-06-20T03:19:11+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ijssass.com\/journal\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ijssass.com\/journal\/#website\",\"url\":\"https:\/\/ijssass.com\/journal\/\",\"name\":\"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES\",\"description\":\"Open Access Library\",\"publisher\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#organization\"},\"alternateName\":\"IJSSASS\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ijssass.com\/journal\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ijssass.com\/journal\/#organization\",\"name\":\"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES\",\"alternateName\":\"IJSSASS\",\"url\":\"https:\/\/ijssass.com\/journal\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png\",\"contentUrl\":\"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png\",\"width\":300,\"height\":195,\"caption\":\"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES\"},\"image\":{\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/ijssass\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ijssass.com\/journal\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/ijssass.com\/journal\"],\"url\":\"https:\/\/ijssass.com\/journal\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa - IJSSASS Repository","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/","og_locale":"en_US","og_type":"article","og_title":"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa - IJSSASS Repository","og_description":"This article was originally published as: Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the...","og_url":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/","og_site_name":"IJSSASS Repository","article_publisher":"https:\/\/www.facebook.com\/ijssass","article_published_time":"2025-06-19T23:12:24+00:00","article_modified_time":"2025-06-20T03:19:11+00:00","og_image":[{"width":300,"height":195,"url":"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-2.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#article","isPartOf":{"@id":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/"},"author":{"name":"admin","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771"},"headline":"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa","datePublished":"2025-06-19T23:12:24+00:00","dateModified":"2025-06-20T03:19:11+00:00","mainEntityOfPage":{"@id":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/"},"wordCount":299,"commentCount":0,"publisher":{"@id":"https:\/\/ijssass.com\/journal\/#organization"},"keywords":["ajims","female necessity entrepreneurs","financial and business skills","street trading"],"articleSection":["Articles"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/","url":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/","name":"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa - IJSSASS Repository","isPartOf":{"@id":"https:\/\/ijssass.com\/journal\/#website"},"datePublished":"2025-06-19T23:12:24+00:00","dateModified":"2025-06-20T03:19:11+00:00","breadcrumb":{"@id":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ijssass.com\/journal\/learning-financial-and-business-skills-for-the-sustainability-of-female-necessity-entrepreneurs-in-the-informal-street-trade-in-south-africa\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ijssass.com\/journal\/"},{"@type":"ListItem","position":2,"name":"Learning Financial and Business Skills for the Sustainability of Female Necessity Entrepreneurs in the Informal Street Trade in South Africa"}]},{"@type":"WebSite","@id":"https:\/\/ijssass.com\/journal\/#website","url":"https:\/\/ijssass.com\/journal\/","name":"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES","description":"Open Access Library","publisher":{"@id":"https:\/\/ijssass.com\/journal\/#organization"},"alternateName":"IJSSASS","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ijssass.com\/journal\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ijssass.com\/journal\/#organization","name":"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES","alternateName":"IJSSASS","url":"https:\/\/ijssass.com\/journal\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/","url":"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png","contentUrl":"https:\/\/ijssass.com\/journal\/wp-content\/uploads\/2023\/07\/c-users-user-desktop-logo-pnglogo-3.png","width":300,"height":195,"caption":"INTERNATIONAL JOURNAL OF SOCIAL SCIENCES AND SCIENTIFIC STUDIES"},"image":{"@id":"https:\/\/ijssass.com\/journal\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ijssass"]},{"@type":"Person","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/person\/adf9bae5731958270e2140cfc1af3771","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ijssass.com\/journal\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e2404e10f252fd74bce698fdfc0296b3cfb701b99d14951364bf9586aaa0c4a8?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/ijssass.com\/journal"],"url":"https:\/\/ijssass.com\/journal\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts\/5098","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/comments?post=5098"}],"version-history":[{"count":1,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts\/5098\/revisions"}],"predecessor-version":[{"id":5367,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/posts\/5098\/revisions\/5367"}],"wp:attachment":[{"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/media?parent=5098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/categories?post=5098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ijssass.com\/journal\/wp-json\/wp\/v2\/tags?post=5098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}